The table below shows the current (2018) FHA loan limits for all 254 counties in Texas. The maximum mortgage amount for most of the state is $294,515, for a single-family home purchase. Higher limits are allowed in areas with higher home prices, like the Austin and Dallas metro areas.

Texas Mortgage Lenders & FHA Loan Limits. Many Texas homeowners will benefit from new increased fha mortgage loan limits with fixed rate refinance loans up to $271,050 in designated high cost areas. Texas loan limits will remain at the current level in 2013 and 2014. home refinancing has never been easier with cash out loans available up to 85%.

Texas Mortgage Interest Rates Mortgage Fees Worksheet Explained The Mortgage Shopping Worksheet–A Dozen Key Questions to Ask – pdf (33 kb) may help you. You can also use our In-depth mortgage shopping Worksheet PDF (34 KB). Take one of these worksheets with you when you talk with each lender or broker, and fill out the information provided.