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That’s $1.15 higher compared with last week. You can use Bankrate’s mortgage calculator to figure out your monthly payments and see how much you’ll save by adding extra payments. It will also help you.

Mortage Calculator from Bankrate Use the Extra Payments Calculator to understand how making additional payments may. and find out if it makes sense to add additional payments each month.

NEW YORK, Oct. 16, 2014 /PRNewswire/ — Mortgage rates fell sharply as global economic worries rattled financial markets, with the benchmark 30-year fixed mortgage rate plunging to a 17-month low of 4.

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That’s lower by $7.39 than it would have been last week. You can use Bankrate’s mortgage calculator to get a handle on what.

No Penalty for Pre-Payment – Be sure that you can make additional payments on your loan and pay off the principle early without being charged a penalty. Some lenders will charge a fee when you pay off the balance prior to the final payment date to ensure that they can collect the interest they are expecting from your loan.