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Cash Out Refinance Seasoning Requirements Texas Cash Out Rules Va Mortgage Cash Out Refinance VA Home Loan Types | Veterans Affairs – We offer several home loan programs to help you buy, build, or improve a home or refinance your current home loan-including a VA direct loan and 3 va-backed loans. learn how these different home loans work, and find out if you can get a Certificate of Eligibility for a loan that meets your needs.