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Mission Gandhigiri: How PNB plans to recover bad loans worth Rs 150 crore every month – NEW DELHI: Sitting silently with placards outside offices and residences of defaulters, the staff of Punjab National Bank hope to ‘name and shame’ such borrowers to recover up to Rs 150 crore worth.

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How to Calculate Interest Rates on Bank Loans – How to Calculate Interest on a One-year Loan. If you borrow $1,000 from a bank for one year and have to pay $60 in interest for that year, your stated interest rate is 6 percent. Here is the calculation: Effective Rate on a Simple Interest Loan = Interest/Principal = $60/$1000 = 6 percent.

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