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"If you’re young and are thinking about buying a home someday, don’t wait to save – start now." Save For The Unexpected When it comes to saving for a future home, most people only consider their looming down payment. This is a mistake you don’t want to make.

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Even if you don’t plan to buy a house for several years, you’ve probably started thinking about how to save for a down payment. Unlike saving for retirement, where the funds you stash away likely won’t be accessed for many more years, a down payment is a large sum of money that you’ll need to access soon.