Keeping good creditHeath, a credit expert and consumer attorney for Lexington Law, which is affiliated with Credit.com. Here are some of the things he said to keep in mind credit-wise as your case wends its way through.

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Having an excellent credit score can save you a lot of money in interest over time. If your score is already in the 700s, you’re in good shape-but you may be wondering how to take your score from good to great. And is it worth the effort?

mix of credit types and requests for new credit-so keep an eye on all of your credit behaviors. Follow these top tips for establishing and maintaining good credit from the Consumer Financial.

The two most important factors in establishing good credit are paying your bills on time and avoiding negative information in your credit history such as collection agencies and bankruptcy. With a good credit score, you have managed your credit lines very carefully, you are not in a lot of debt, and you only open new lines of credit when necessary.

First educate yourself on what good credit is and how to maintain it. There is a lot of information here on CK in the articles and advice sections. Thats what CK is about, Its an Educational site set up by the Credit Reporting agencies to help you learn how to take care of your credit. Second.

Having debt isn’t going to tank your credit score automatically. In fact, the way you handle debt is where your score comes from in the first place. The trick is borrowing thoughtfully and repaying faithfully. Borrow within your means, pay on time and in full, and keep that credit score high.

Wraparound Mortgage Wrap-around mortgages are home purchase funding options where lenders assume mortgage notes on sellers’ existing loans. The wrap-around agreement is an addendum to the purchase agreement with many online templates available to create legally binding wrap-around agreements. Not all states allow them.

Keeping a good credit history. Australia’s new comprehensive credit reporting regulations came into effect last month, so we thought we’d give you an update on how to keep a good credit.

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Building good credit takes work but it can be done. Check out this video from BetterMoneyHabits.com on building credit and keeping yours.