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Us 30 Year Mortgage Rate Chart Five-year adjustable rate mortgages, or ARMs, have historically carried lower baseline interest rates than the common 30-year fixed-rate mortgage. Since 2005, rates for the 5/1 hybrid have tracked the decline of the 30-year fixed-rate, with initial rates for the adjustable averaging 0.71 points lower than fixed-rate mortgages.

Today's Interest Rates and Financial Advice: – Compare CD, Mortgage, Car Loans & Bank Interest Rates. Mortgage Rates. 30 yr fixed mtg 4.05% change. 0.09%. Last Week. 3.96%. 15 yr fixed mtg 3.41% Change. 0.11%. Last Week.. A low estimate causes about 1 in every 10 home sales to fall through each month, agents report. Here’s what to do when.

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