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When selecting a lender for your home purchase or mortgage refinance, it’s important to shop around. Ask at least three different Odessa, TX mortgage lenders for a Loan Estimate, which will help you easily compare each lender’s fees and mortgage rates or refinance rates.
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Conventional mortgage loans in Texas are the most common types of home mortgages, and are insured by either Fannie Mae or Freddie Mac. With down payments as low as 5%, conventional loans offer better terms with lower mortgage insurance costs and rates based on credit rating.
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